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First, the homeowner experiences damage or a loss. It could be damage from a storm, sink hole, broken water pipe, or other mishap. Next, the homeowner has to file an claim with their insurance company.
After that, they have one of two options:
Working with the insurance company…
When an insurance claim is filed by a homeowner, the insurance company will send a professionally trained adjuster to investigate the claim on their behalf. These adjusters are employees of the insurance company, and work in the best interest of the insurance company. The company adjuster will then evaluate the damage, create a report, and write up an estimate. After the the estimate is made, the insurance company will either offer a settlement based on their calculations, or reject the claim altogether.
If the claim is rejected, the homeowner will have to pay out of their pocket.
If the claim is underpaid, the homeowner will have to pay out of their pocket.
Working with a public adjuster…
We Handle All Types of Claims
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