Sinkhole Damage


What is a sinkhole?


Sinkholes are depressions or “holes”  in the earth that form due to the collapse of bedrock beneath the soil. Simply put, sinkholes form when water erodes bedrock, creating a void (or underground cave) that eventually collapses. Occasionally, sinkholes  may even reveal an underground stream or river that could have contributed to the collapse. Sinkholes are common in areas where the rock below the top layer of soil/clay is a carbonate rock (i.e. limestone, dolostone ,etc.), salt deposits, or other easily dissolving bedrock.

Sinkholes can develop suddenly, as the layer above the void tends to sustain itself long enough for a big collapse to occur. This can sometimes allow structures on the surface (houses, buildings, roads, etc.) to remain supported for a certain amount of time before it eventually collapsing.

The state of Florida has the highest rate of sinkhole occurrences in the country.


Think you have a sinkhole? Call us for a free evaluation! We handle all types of claims.


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Tree Damage
Before our services: $5K
After our services: $61K

Water Damage
Before our services: $20K
After our services: $187K

Mold Damage
Before our services: $5K
After our services: $61K



Are all sinkholes the same?


There are three main types of sinkholes:

Dissolution Sinkholes – develop when limestone bedrock is broken down by erosion from wind and surface water. When surface soil and clay recedes, it exposes the layer of rock allowing water erosion to form a bowl-shaped depression under the foundation of your home, sometimes resulting in structure destruction.

Cover-collapse sinkholes – occur quickly, over a period of hours, and cause catastrophic damages. They occur when the ground cover contains more clay than sand. Over time, surface elements cause an arched depression directly under the ground cover. When the space between the ground cover and the depression gets thin enough, a large collapse can occur.

Cover-Subsidence Sinkholes – develop when the ground cover above the bedrock contains more sand than clay. Sand can then filter and accumulate in the bedrock below, causing small depressions along the ground’s surface above. Cover-subsidence sinkholes can go undetected for years.


How do they form?


There are many reasons that a sinkhole can occur. Natural water drainage, water main breaks, extraction of groundwater, rise of the water table, and runoff cause underground areas to become unstable and collapse. Once the water causes the subterranean rock to erode, a sinkhole will begin to form.


Why sinkholes should not be ignored?


Sinkholes can be very detrimental to the structures above them. Even small sinkholes can jeopardize a buildings structure, putting stress on supporting sections and causing the building to become unstable. If this happens, it could result in a collapse, taking all structures with them.


How do I recognize sinkhole damage?


The early signs of sinkhole damage can be very subtle. Often times, many people don’t realize damage until it becomes more apparent. Cracks in the foundation or the building’s exterior are the most common signs of a sinkhole. Interior cracks and separations (especially windows and doorways) are also common signs of a sinkhole.


Signs of a possible sinkhole

– Sediment in the water supply
– Depressions in the ground
– New collections of water in areas of your property
– Dying vegetation in the form of a circle
– Trees that start to sag or lean over


To be safe, it is very important that a building is checked regularly for any signs of potential sinkhole damage. If left unchecked or ignored, damage can become severe and eventually harmful to the occupants.


What should I do if I have sinkhole damage?


If you think your home or building has sinkhole damage, you should notify your insurance company immediately.  Since sinkhole damage is becoming more difficult to claim, a public adjuster  will be able to investigate these claims and help get them covered. Recent changes to laws allow only two years for claims to be filed, and therefore should not be ignored.


How do contractors fix sink holes?


– Grouting and underpinning are two common techniques for sinkhole repair.

– Compaction grouting increase the density of soft or loose soils by utilizing controlled displacement. Deep holes are drilled into the soil and then filled with cement-like grout.

– Pressure grouting or Permeation grouting involves pressure injection of  fluid grout into the ground to fill spaces formed in the ground. The space filled with grout is more controlled then in compaction grouting.

– Chemical grouting is used primarily as a means to seal out water. When injected into cracks, the liquid chemical solution fills gaps with a powerful adhesive and forms a waterproof bond. Unlike the other methods of grouting, chemical grouting does not displace or change the original volume and structure of the soil.

– Underpinning is frequently used for sub-surface repair. Underpinning involves the usage of metal piers or anchors to help lift and stabilize the foundation of the structure while transferring the load to stable bedrock. Sometimes engineers may recommend a combination of underpinning and grouting, providing extra support for larger structures.